MILITARY STAR® Promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases: As of December 18, 2015, a variable 10.49% APR applies to Retail Plan Purchases; and variable 18.49% APR applies to accounts subject to Penalty APR. Minimum Interest Charge: 50¢. See Exchange Credit Program Agreement for more details. Offer valid through November 1, 2016.